We accept all PPO dental plans with out of network benefits with Best Competitive Price
- All major insurances accepted. Please call for specific inquires.
- GOOD NEWS: we offer inhouse financing CHERRY
- Patient Applies in Under 60 Sec | No Hard Credit Check | No Deferred Interest Trap
- Always Interest-Free for Pay-in-4 & Qualifying

Need help with payments?
Apply for flexible monthly plans with Cherry Financing — quick, easy, and no hard credit check!

Insurance Coverage at LiT Dental
At LiT Dental, we believe that quality dental care should be accessible to everyone. That’s why we accept all dental insurance plans as an out-of-network provider. While we are not in-network with any specific insurance company, we work with all PPO dental insurance plans to help maximize your benefits and minimize your out-of-pocket costs.
How Out-of-Network Coverage Works
Being an out-of-network provider simply means that we are not contracted with any insurance company’s fee schedule. However, most PPO dental plans still allow you to choose your preferred provider and offer reimbursement for out-of-network services. Here’s how it works:
✅ We accept all dental insurance plans
✅ We file insurance claims on your behalf
✅ Your insurance may reimburse a portion of your treatment cost
✅ No restrictions on the quality of care or treatment options
Maximizing Your Insurance Benefits
Our team is happy to assist you in understanding your insurance coverage and will handle the paperwork to help you get the maximum reimbursement from your provider. We will:
✔ Verify your out-of-network benefits before treatment
✔ Submit insurance claims on your behalf
✔ Provide cost estimates so you know what to expect
Flexible Payment Options
Since we are out-of-network, payment for services is due at the time of treatment. However, we offer flexible payment options to make dental care affordable, including:
💳 Major credit and debit cards accepted
💰 Financing options available through Cherry Financing & other providers
📄 Health Savings Accounts (HSA) & Flexible Spending Accounts (FSA) accepted
Why Choose an Out-of-Network Dentist?
Many patients prefer out-of-network dental care because it allows them to:
🔹 Choose their dentist freely without insurance network limitations
🔹 Receive high-quality, personalized care tailored to their needs
🔹 Access a wider range of treatment options without restrictions
At LIT Dental, we prioritize your health, comfort, and smile—not insurance limitations. Whether you have insurance or not, we’re committed to providing the best dental care possible.
Questions About Insurance? We’re Here to Help!
If you have any questions about your insurance coverage or out-of-network benefits, contact us today! Our friendly team is happy to guide you through the process and ensure you receive the care you deserve.
📞 Call us at – (972) 369-7811
📧 Email us at – LitDentalClinic@gmail.com
📍 Visit us at – 5820 Collin McKinney Pkwy STE 103, McKinney, TX 75070